Learn exactly what changes when a home becomes a rental—occupancy, liability, income exposure, and more. Stop treating rental properties like owner-occupied homes and start seeing the real risk story.

Discover the critical questions to ask about ownership structures, tenant arrangements, maintenance, and property conditions. Our ready-to-use conversation starters and checklists make it easy to uncover exposures before they become claims.

Use 8 reusable producer tools, real-world scenarios, and a 30-day prospecting plan to close more landlord business with confidence. Protect your E&O while you grow your book of business.

The Guide That Changes How You Underwrite Rentals

How to Insure Landlord & Rental Dwelling Risks is the practical producer field guide you've been looking for. Inside, you'll find everything you need to understand the complete rental property exposure—from recognizing when a former residence becomes a materially different insurance risk, to evaluating construction, maintenance, and tenant arrangements. This isn't just another dwelling fire guide. You'll get 8 ready-to-use producer tools and checklists, real-world scenarios using proven FYI Express+ discipline (HEAR → ASK → VERIFY → DOCUMENT → NEXT SAFE ACTION), a first-rental-property skill-building exercise, and a complete 30-day landlord prospecting plan. Whether you're handling vacancy concerns, short-term rentals, loss-of-rents exposure, or complex ownership structures, this guide gives you the confidence to build complete accounts, conduct stronger renewals, and know exactly when a property no longer fits Personal Lines.

Created for Insurance Professionals Like You

This guide was built by insurance experts who understand the real challenges you face every day. When an owner moves out and a tenant moves in, everything changes—but many producers are still quoting as if nothing has changed. That's where claims come from. That's where E&O exposure hides. We created this practical guide because we know you want to do better. You want to ask smarter questions, understand the complete exposure, and build accounts that actually protect your clients. You want the tools and confidence to grow your landlord business without the stress of wondering if you missed something. Inside, you'll find the exact framework, checklists, and real-world scenarios that help you see rental property risks clearly—before they become problems. This is the guide that turns landlord insurance from a headache into an opportunity.

Stop Guessing on Landlord Coverage—Get the Complete Picture

Download your copy of How to Insure Landlord & Rental Dwelling Risks today. You'll get instant access to 8 producer tools, checklists, real-world scenarios, and the 30-day prospecting plan—everything you need to master rental property insurance and build stronger accounts. 

$25.00