Learn the 10 oddball-but-common coverage gaps that slip past even experienced producers. These aren't textbook examples—they're the messy, real-world situations that show up in audits and claim denials.
Instead of memorizing rules, you'll develop the critical thinking skills to spot exposures before they become problems. Understand the 'why' behind coverage decisions so you can handle anything that comes your way.
Every gap you catch is a claim that doesn't get denied, a client that stays happy, and audit findings that don't happen. This is the kind of knowledge that builds trust and protects your bottom line.
10 Micro Courses. 10 Scenarios. Infinite Peace of Mind.
Personal Lines Wildcards is a full Thinkific mini-series designed specifically for producers who are tired of missing coverage gaps. Each bite-sized course tackles one bizarre-but-common real-world scenario that can torpedo coverage if you're not paying attention. You'll get practical, actionable insights wrapped in relatable examples—the kind of stuff that sticks with you because you've probably seen it (or will soon). No fluff. No theory. Just the scenarios that matter, taught in a way that actually makes sense. Personal Lines Wildcards: Exposures You Don’t See Coming Wildcard #1 — Renting Out Stuff Wildcard #2 — Side Hustles That Break Coverage Wildcard #3 — Using Personal Property for Business Wildcard #4 — Borrowed, Loaned, or Shared Property Wildcard #5 — Unusual Home Uses Wildcard #6 — Vehicles Used in Strange Ways Wildcard #7 — My Kid Is Doing Something That Creates Liability Wildcard #8 — My Pet Is Doing Something That Creates Liability Wildcard #9 — My Property Is Being Used by Someone Else Wildcard #10 — My Hobby Accidentally Became a Business
Built for Producers Who Want Better Results
Personal Lines Wildcards was created because agencies and producers kept running into the same coverage headaches over and over again. We took 50 years of real-world experience, pulled out the most common (and most costly) gaps, and turned them into a bingeable mini-series that's actually fun to watch. Each course is short, punchy, and designed to fit into your workflow—whether you're training your team, refreshing your own knowledge, or just staying sharp. This is the kind of content that makes you feel like you've got decades of experience backing you up. Because now you do.
Ready to Catch Coverage Gaps Before They Catch You?
Personal Lines Wildcards gives you the real-world knowledge to spot exposures, protect your clients, and keep your agency out of trouble. Get instant access to all 10 micro courses and start thinking like an underwriter today.
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